Terms of Service

1. Agreement to Terms

By accessing or using the Kalipso platform and services provided by Kalipso Iberia, S.L. ("Kalipso", "we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

Kalipso provides AI-powered regulatory compliance automation tools for financial institutions and regulated entities. Our services include regulatory library access, compliance gap analysis, policy recommendations, and related features as described on our platform.

3. Account Registration

To use our services, you must:

• Create an account with accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

4. Acceptable Use

You agree not to:

• Use our services for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the integrity of our services
• Share your account credentials with third parties
• Reverse engineer or attempt to extract source code

5. Intellectual Property

All content, features, and functionality of our platform are owned by Kalipso and are protected by international copyright, trademark, and other intellectual property laws. You retain ownership of any documents you upload to our platform.

6. Confidentiality

We treat all customer data as confidential. We will not share, sell, or disclose your information to third parties except as necessary to provide our services or as required by law. All documents and analyses are kept strictly confidential.

7. Service Availability

We strive to maintain high availability of our services but do not guarantee uninterrupted access. We may perform maintenance, updates, or modifications that temporarily affect service availability. We will provide reasonable notice when possible.

8. Limitation of Liability

Kalipso provides compliance tools and analysis to assist your compliance efforts but does not replace professional legal advice. Our services are provided "as is" and we make no warranties regarding the accuracy, completeness, or suitability of our analysis for your specific circumstances.

9. Indemnification

You agree to indemnify and hold harmless Kalipso and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Spain, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Barcelona, Spain.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by email or through our platform. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

12. Contact Information

For questions about these Terms of Service, please contact us at contact@kalipso.ai